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Monday, August 23, 2010

What is Medicare Part B Coverage?

Medicare part B is designed to cover outpatient services and professional services provided to inpatients. Medicare will not cover cosmetic surgery.


You must sign up for Medicare Part B and pay a monthly premium, and yearly deductible. You are responsible for a 20 percent co-pay. The premium cost increases each January.

Every Part B provides coverage for doctor services outside the hospital setting and other medical services that Part A doesn't cover. Additional services covered include:

• Physician services

• Professional services provided to inpatients.

• Services of nonphysician professionals such as nurses, certified registered nurse anesthetists, nurse practitioners, clinical nurse specialists, certified nurse midwives and physician assistants.

• Diagnostic testing

• Radioactive isotope therapy

• Ambulance services

• Durable medical equipments (DME) and supplies used in the home and certified by a physician.

• Laboratory tests and X-rays

• Physical therapy or rehabilitation services,

• Some home health care.

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